This spacious 1.27-acre (55,357 SQ FT) lot offers an excellent opportunity to build your dream home or start an agricultural venture. Located in a quiet and serene area of Palatka, the property is zoned AG (Agricultural), allowing for a variety of residential and farming uses. Situated in Flood Zone X, NO HOA. Additional features include nearby access to power lines. This is a second lot located next to SE 2nd Ave. Perfect for a home, garden, livestock, or a small farm. Enjoy proximity to the scenic St. Johns River, ideal for boating, fishing, and outdoor recreation. The area also offers year-round community events, parks, and a variety of recreational opportunities. OWNER FINANCING is available with NO CREDIT REQUIRED, making this an excellent investment opportunity for your future. Don’t miss this versatile and well-located piece of rural land!