Welcome to one of Cutler Bay's best values! This beautifully maintained POOL HOME offers 3 bedrooms + 2 bathrooms, a versatile den (optional 4th bedroom), a NEW ROOF, NO HOA, & room to park a boat. This single-family home offers a versatile floor plan featuring a separate efficiency w/ its own private full bath—ideal for guests or potential rental income. Step outside to your screened-in pool & covered patio, creating the perfect setting for entertaining, or enjoying S. Florida living year-round. Conveniently located near Black Point Marina, parks, shopping, restaurants, A+ schools, & major highways. Whether you're looking for your next home or an investment opportunity, this property checks all the boxes. May qualify for VA assumable loan 3.5%.