Short Sale lender to pay Owner's Title Policy on this Submitted property(subject to Lender Approval) & will select the Settlement/Title Agent. Please check the appropriate boxes-On Contract, Seller's selects Settlement/Title Insurance Agent. We use Title Express of So. Florida, LLC. Closings. The Law Office of Justin B. Schmidt, ESQ. handles negotiations full time & a $2000. fee will be charged, but if Lender doesn't pay Buyer must pay it. Buyer to pay $299. transaction fee to listing agent.