REO! BUY DIRECTLY FROM BANK. EXCELLENT INVESTOR, OR STARTER HOME. BE SURE TO USE FAR/BAR AS-IS CONTRACT, ATTACHED BANK ADDENDUM, AND PROVIDE ESCROW LETTER SHOWING DEPOSIT (NOT PROOF OF FUNDS). YOU MAY USE CASTRO & RAMIREZ FOR ESCROW LETTER/TITLE. SEE BROK ER REMARKS FOR SHOWING INSTRUCTIONS.