No HOA. Spacious 4-bedroom, 2.5-bath townhouse. Electrical Panel 2025 Exclusive Incentive for primary and investors: save 1.5 points on your rate with my lender (e.g., 6.5% drops to 5%). Primary residents enjoy free appraisal and fully covered mortgage insurance - no 1st-time buyer requirement! Lease details in the broker's remarks. Please do not disturb the tenant or knock on the door!