BANK-OWNED PROPERTY - LOCATED IN SECURED COMMUNITY WITH VIEW OF OCEAN -NEEDS NEW KITCHEN - GREAT LOCATION NEAR BEACHES, RESTAURANTS AND SHOPPING - SOLD AS-IS - BANK OF AMERICA PRE-QUAL LETTER MUST ACCOMPANY ALL FINANCED OFFERS OR PROOF OF FUNDS, IF CASH - ALLOW 2-3 BUSINESS DAYS FOR SELLER'S RESPONSE.